Privacy Policy

Effective Date: [03/10/2024]

1. Introduction

This Privacy Policy describes how we collect, use, and share your personal information when you use our fintech services. We are committed to protecting your privacy and using your information only in accordance with this Privacy Policy.

2. Definitions

• Personal Information: Any information that relates to an identified or identifiable individual.
• Services: The fintech services we provide to you.

3. Information We Collect

We collect personal information from you when you create an account, use our services, or contact us for support. This information may include:

• Your name, email address, and phone number
• Your date of birth and Social Security number (for certain services)
• Your financial account information (such as bank account numbers and routing numbers)
• Your transaction history
• Your IP address and device information
• Device Identifiers: This includes identifiers like Advertising ID, Android ID, and other unique identifiers that may be collected by third-party SDKs (e.g., com.google.android.gms:play-services-measurement-impl).

4. How We Use Your Information

We use your personal information to:

• Provide and improve our services
• Communicate with you
• Detect and prevent fraud
• Comply with legal requirements
• Enforce our terms of service

5. Legal Basis for Processing

We process your information based on:

• Your consent
• Contractual necessity
• Compliance with legal obligations

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, or as required by law.

7. Sharing Your Information

We may share your personal information with third-party service providers who help us provide our services, including:

• Payment processors
• Fraud prevention services
• Customer support providers
• Marketing partners (only with your consent)

8. Third-Party SDKs

Our app may include third-party SDKs that collect certain user data. For instance, com.google.android.gms:play-services-measurement-impl may collect device identifiers for analytics purposes. We ensure that all third-party SDKs comply with applicable privacy laws and regulations, and we encourage you to review their privacy policies.

9. International Data Transfers

If we transfer your data internationally, we will ensure appropriate safeguards are in place to protect your personal information, including compliance with relevant data protection regulations.

10. Your Rights

You have the following rights regarding your personal information:

• Access: Request access to your personal information.
• Rectification: Request correction of inaccurate information.
• Erasure: Request deletion of your personal information.
• Data Portability: Request to transfer your data to another service provider.

11. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our services. You can manage your preferences through your browser settings.

12. Security Measures

We take reasonable steps to protect your personal information from unauthorized access, use, or disclosure. This includes implementing a variety of security measures, such as encryption, firewalls, and access controls.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make significant changes, we will notify you through email or app notifications.